Everyone is faced with the necessity of managing their money. Whether you’re trying to determine whether to buy that extra pair of jeans, or what investment you should make to provide for retirement, it is an important reality that you will be faced with managing your money. The most helpful personal finance books teach you how to navigate all the ins and outs of building a budget. These books will give you the tools you need to take charge of your finances.
Cash Flow Quadrant – Robert Kiyosaki
If you are looking to gain wealth, this book helps you understand the systems that make that possible. Cash Flow Quadrant suggests that there are four primary ways to earn money – Employees, Business Owners, Self-Employed and Investors. Kiyosaki discusses the differences between each and how people behave. This is an excellent read if you’re looking to learn more about the systems of building wealth.
The Richest Man in Babylon – George S. Clason
This book touches on topics of financial planning and thriving, uniquely, through parables. Originally published as a set of pamphlets distributed by banks and financial institutions, this is an easy read and gives you seven principles on saving that help get you in the mindset to save from wherever you are financially.
I will teach You to Be Rich – Ramit Sethi
Ramit Sethi produced this 6-week program that addresses such topics as budgeting and paying off debt. This New York Times and Wall Street Journal bestseller focuses on money management and aims to help you have the lifestyle you want while still saving money.
Thank and Grow Rich- Napoleon Hill
One of the best personal finance books was written in the 1930’s. This book has been a huge success. With 13 proposed principles discussed in detail, this self-improvement book will help you get ahead in life.
Get a Financial Life – Beth Kobliner
This book addressed to individuals in their twenties and thirties is easily readable and provides excellent resources throughout to help people get a firm-footing on where they are financially and understand taxes, home ownership, debt, banking, investing and insurance. For this reason, it is one of the best personal finance books for young adults, especially those just having graduated college and moving into the real world.
The Bogleheads’ Guide to Investing – Mel Lindauer, Michael LeBoeuff and Taylor Larimore
This book is an excellent primer on investing. Written in a straightforwardly and is accessible to everyone. It offers practical advice and gives information on how to get your personal finances in order, pay off debt and teaches you the basics of mutual funds, ETF’s, stocks and more.
You Are a Badass at Making Money- Jen Sincero
This book is a fun work that helps you grasp how your mindset affects the way you manage money. This is a highly practical book and uses comedy to reveal concepts that are easy to understand and easily practiced for results that will make a difference in your life.
Financial Peace – Dave Ramsey
Arguably a groundbreaking and best personal finances books, if you are looking to gain wealth, Dave Ramsey’s Financial Peace book is a best seller for good reason. This book teaches you the steps you need to take to break out of debt and stay out. Thousands of people have used this book to change their financial history with great success and the step-by-step instructions Dave Ramsey offers are easy to follow and will soon make your financial dreams a reality.
The Millionaire Fastlane – M.J.DeMarco
This international bestseller teaches you how to become financially free. Through a plan utilizing hard work and dedication, the book addresses the idea that many teach you to build wealth slowly and steadily – which does work, but does not allow you to enjoy it when you are younger. This book helps you break away from the accepted paradigm of building wealth slowly.
The Index Card – Harold Pollack
All the information contained in this book fits on an index card. It is simple to understand and one of the best personal finance books on the market for this reason. Pollack argues personal finance does not need to be complicated and gives you simple advice to maximize retiring well.
How can Personal Finance Books Help?
Every person is faced with the day-to-day reality of managing money. Whether you’re just starting out or have been living life for a long time, budgeting and investing are no small matters and these books can help you get a grasp on what tips and tools to use. Each of these books offers practical advice on different aspects on personal fiance and whether your looking to transform the way you think about money, the way you budget, or how you invest and save for retirement these are the best personal finance books to help you achieve your financial dreams.